Insurance
Insurance products and industry updates
Texas Sues OpenAI Over Alleged ChatGPT Harms, Seeks Limits on Minors’ Access
Texas is seeking restrictions on ChatGPT, including limits for minors, as OpenAI faces claims over alleged user harms and product safeguards.
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The Hartford Q3 Profit Rises 23% as Catastrophe Losses Climb
The Hartford’s net income reached about $1.3 billion, while higher catastrophe losses and weaker underwriting weighed on personal and business insurance results.
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U.S. Cyber Insurance Premiums Near $7.5 Billion as Endorsements Drive Policy Growth
U.S. cyber premiums reached nearly $7.5 billion in 2025, while endorsements made up 53% of policies but just 4% of premium.
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Florida Sues First Street Over Climate Risk Scores and Home Values
Florida challenges First Street’s property risk ratings, raising questions about model accuracy, home values and potential insurance effects.
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Six Flags Adds Seat Belts to Goliath and Similar Roller Coasters
Six Flags plans seat belts on Goliath and similar rides after a fatal ejection. Eight related coasters remain closed during safety reviews.
Read full story →Oklahoma City Landlords Agree to $52,500 Settlement in Housing Case
Owners of The Vintage at Mesta Park will pay $52,500 and adopt new policies after allegedly refusing to rent to a mother with a child.
Read full story →Michigan and Ohio Gas Prices Rise as Joliet Refinery Disruption Spreads
GasBuddy prices climbed to $4.74 in Michigan and $4.34 in Ohio as an ExxonMobil refinery outage pressured fuel costs across the Midwest.
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Zurich Owes $12.2 Million in Georgia Solar Farm Claim After Appeals Ruling
An appeals court upheld Zurich’s handling of three rain claims, finding it waived the higher flood deductible; two later claims return for review.
Read full story →AM Best Sets Stable Outlook for Ohio Mutual Members After Profit Recovery
Ohio Mutual returned to profitability in 2026 after underwriting losses in 2022 and 2023, prompting AM Best to move its credit outlook to stable.
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Phoenix Hailstorm Damages Vehicles as Winds Batter Arizona Communities
Golf ball sized hail damaged vehicles in metro Phoenix, while winds up to 70 mph and heavy rain hit communities north of the city.
Read full story →Texas TCEQ Disables Automated Permit System After Data Center Filings
Texas’ environmental agency suspended automatic permit filings after watchdog groups identified stormwater approvals tied to data center construction.
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Allianz UK Combines Renewable Energy and Grid Storage Cover Under One Policy
Allianz UK’s Renewable Energy Select brings multiple technologies at one site under a single operational policy, with liability and property-related limits.
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Los Angeles Home Sales Take Longer Despite Tighter County Inventory
Los Angeles County homes took longer to sell in August despite lower inventory. Luxury listings depend on pricing, presentation and buyer reach.
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Commercial Cleaning Schedules: How Often to Clean Shared Spaces
Daily cleaning and extra checks keep busy shared spaces presentable, hygienic, and safe. Adjust deeper cleaning to building use and conditions.
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The Chambers Group Combines Consumer Research With Digital Marketing
The family agency pairs consumer testing with SEO, paid media and content to help brands refine campaigns and make marketing budgets count.
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French Riots Could Cost Insurers Up to €1.2 Billion Before Coverage Reform
DBRS Morningstar estimates French riot losses below €1.2 billion, while insurers await a public-private system to spread future claims.
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Business Email Compromise Drives Half of Travelers’ Cyber Claims
Travelers reports a 57% rise in financial fraud and business email compromise claims in a year, as AI makes impersonation more convincing.
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Google Cloud UK Outage Disrupts Banking and Public Services Before Recovery
Google restored UK cloud services after an hours-long outage disrupted financial firms and public websites, highlighting the reach of shared infrastructure.
Read full story →Ohio Mutual Names Brenton Kratzer AVP of Internal Audit
Kratzer brings more than 15 years of audit experience to Ohio Mutual as the insurer prepares for Kristy Kinley’s December retirement.
Read full story →Texas Data Center Power Demand Could Reverse Air Quality Gains, HARC Report Finds
A HARC report finds Texas data centers could raise nitrogen oxide emissions by 35% with cleaner power or nearly 400% with on-site natural gas by 2031.
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