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Ohio Mutual Names Brenton Kratzer AVP of Internal Audit

Published Oct 20, 2026Views 2,024By William Smith

Kratzer brings more than 15 years of audit experience to Ohio Mutual as the insurer prepares for Kristy Kinley’s December retirement.

A leadership transition in internal audit

Ohio Mutual’s internal audit leadership is changing as the insurer prepares for Kristy Kinley’s retirement in December. Brenton Kratzer will take over as AVP of internal audit and report to the chair of the Board of Directors Audit Committee. That reporting line puts the role close to the board’s oversight of audit work, though the announcement doesn’t describe any changes to the committee’s responsibilities or the audit function’s plans.

The timing makes continuity a central question. An internal audit leader helps organize work that examines how an insurer manages financial, operational, regulatory and technology risks. The title alone doesn’t reveal how Ohio Mutual sets its audit priorities, how findings are escalated, or how the function coordinates with other parts of the company. Those details matter because a leadership handoff can affect how knowledge is transferred and how work already under way is carried forward. The announcement establishes the appointment and reporting relationship; it doesn’t say whether Kinley and Kratzer will overlap or describe the transition process.

Experience across insurance audit work

Kratzer holds Certified Internal Auditor and Certified Information Systems Auditor designations and has more than 15 years of internal and external audit experience. His work includes financial, regulatory, operational and technology audits, with extensive experience in property and casualty insurance. That combination maps to a wide range of review needs for an insurer: checking financial processes, examining operations, assessing technology controls and testing whether relevant requirements are being followed.

Credentials can signal training and a shared professional vocabulary, but they don’t by themselves show how an audit leader will set priorities or communicate findings. Experience across internal and external audit can provide familiarity with different forms of scrutiny: internal audit generally examines processes from within an organization, while external audit work is performed from outside it. The announcement doesn’t specify the employers or assignments behind Kratzer’s experience, so the useful point is its stated breadth rather than an assumption about particular projects.

Property and casualty experience is especially relevant to Ohio Mutual’s stated business. Insurers in this category need processes that support the handling of policies and claims, financial reporting, technology systems and day-to-day operations. Audit work can examine whether controls are designed and operating as intended, while also identifying areas where procedures may need attention. The appointment doesn’t disclose which of these areas will lead Kratzer’s agenda.

The company’s operating reach

Founded in 1901 and based in Bucyrus, Ohio, Ohio Mutual Insurance Group distributes property and casualty coverage through nearly 600 independent agencies across nine states: Connecticut, Idaho, Indiana, Maine, New Hampshire, Ohio, Rhode Island, Vermont and Wisconsin. That footprint gives the insurer a broad network of agency relationships and operations to oversee, but the source offers no breakdown of business by state, product or agency. Those distinctions would matter to a detailed assessment of audit priorities, and they shouldn’t be inferred from the geographic list alone.

Independent agencies are an important part of the company’s distribution model. In arrangements of this kind, an insurer’s business depends in part on processes that connect the company with outside agencies, including the movement of information and the handling of policy activity. That creates practical questions for internal control: whether responsibilities are clear, whether records are reliable, and whether systems support the work that needs to be done. These are general considerations for agency distribution, not reported findings about Ohio Mutual.

Technology adds another layer. Auditors commonly consider how systems support business processes, how access is managed and how information is handled. A technology audit can intersect with financial and operational reviews because the same systems may support multiple functions. Kratzer’s information-systems credential and stated technology audit experience are relevant to that scope, though they don’t establish that any particular system or control is under review.

What the appointment signals

This is more significant than it looks: the appointment places an experienced insurance auditor in a senior role at a company with a multistate agency network. A board-facing reporting relationship can support a clear route for audit matters to reach the Audit Committee. But a reporting line is only one part of effective oversight. The value of the function also depends on the quality of its work, its access to information and the organization’s response to findings. The announcement doesn’t provide evidence on those points.

For readers tracking the transition, the clearest questions are practical. How will the work already scheduled be maintained? How will knowledge built up during Kinley’s tenure be transferred? Will the incoming leader keep existing priorities or revise them? The source answers none of these, and it would be premature to treat the appointment as evidence of either a strategic shift or a change in audit performance.

If you’re working in this space, the reporting relationship and Kratzer’s insurance experience are the details to watch. (And this is the part most people overlook.) A leadership change can be orderly and still take time to settle: audit plans, institutional knowledge and communication with the board all have to function through the handoff. Continuity matters.

Ohio Mutual’s announcement presents the appointment as a personnel transition ahead of Kinley’s retirement in December. It identifies relevant qualifications and the company’s scale of distribution, while leaving the operational details open. That said, the combination of broad audit experience and property and casualty familiarity gives Kratzer a background suited to the stated remit. What the appointment means in practice will depend on how the audit function carries out its work after the transition, a question the announcement doesn’t resolve.

Source: William Smith · www.insurancejournal.com

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