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Insurance products and industry updates

The Impact of Digital Payments on Credit Access for Underserved Populations
MARKETS

The Impact of Digital Payments on Credit Access for Underserved Populations

Digital payment systems enhance credit access significantly, especially for older and less educated consumers, while reshaping traditional lending criteria.

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Rethinking Tax Consequences: How Federal Policy is Impacting California's Housing Market
BANKING

Rethinking Tax Consequences: How Federal Policy is Impacting California's Housing Market

Rodeo Realty's Syd Leibovitch highlights how outdated tax provisions are disincentivizing homeowners from selling, exacerbating California's housing crisis.

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Key Indicators for Assessing Rental Property Portfolio Expansion
ECONOMY

Key Indicators for Assessing Rental Property Portfolio Expansion

Identifying when to expand your rental property portfolio involves evaluating cash flow, financial reserves, and market conditions.

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T-Mobile's Latest Price Increase: What Customers Need to Know
MARKETS

T-Mobile's Latest Price Increase: What Customers Need to Know

T-Mobile is raising prices for some legacy customers, with adjustments of up to $6 as the company phases out older plans.

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Uncovering Hidden Inefficiencies in Financial Workflows for Improved Transaction Clarity
BANKING

Uncovering Hidden Inefficiencies in Financial Workflows for Improved Transaction Clarity

Olagoke's insights reveal that hidden frictions in financial workflows can lead to costly inefficiencies, urging businesses to confront outdated processes.

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Effective Strategies to Assess a Real Estate Agent's Reputation Online
BANKING

Effective Strategies to Assess a Real Estate Agent's Reputation Online

Identifying a reputable real estate agent requires more than just high ratings; it involves a comprehensive evaluation of their performance and client feedback.

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Vertical Integration: Redefining Efficiency in the Entertainment Industry
ECONOMY

Vertical Integration: Redefining Efficiency in the Entertainment Industry

Fab Factory Studios' investment in Milkyway Brands signals a shift towards streamlined services for creators, enhancing profitability and reducing complexities.

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U.S. Hotel Industry Shows Year-Over-Year Growth in Occupancy Rate
INVESTING

U.S. Hotel Industry Shows Year-Over-Year Growth in Occupancy Rate

The U.S. hotel sector reported a 4.4% rise in occupancy rates year-over-year, with encouraging trends in average daily rates and RevPAR.

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Key Economic Reports to Watch for the Week of January 12, 2026
BANKING

Key Economic Reports to Watch for the Week of January 12, 2026

This week highlights key economic indicators, including CPI, existing and new home sales, and insights from the latest manufacturing surveys.

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Mortgage Equity Withdrawal Stalls as Homeowners Hold Back in Q3
BANKING

Mortgage Equity Withdrawal Stalls as Homeowners Hold Back in Q3

Mortgage debt remained stable in Q3 2025, indicating a reluctance among homeowners to tap into home equity, reflecting cautious market conditions.

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Newsletter: Housing Starts Decreased to 1.246 million Annual Rate in October
INVESTING

Newsletter: Housing Starts Decreased to 1.246 million Annual Rate in October

Today, in the Calculated Risk Real Estate Newsletter: Housing Starts Decreased to 1.246 million Annual Rate in October A brief excerpt: Note: The Census Bureau is still catching up. They released Star...

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October Housing Starts Decline to 1.246 Million, Permits Show Mixed Trends
INVESTING

October Housing Starts Decline to 1.246 Million, Permits Show Mixed Trends

October housing starts dropped to 1.246 million, while permits remained slightly lower than previous months, indicating ongoing market uncertainty.

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Employment Data Signals Ongoing Labor Market Challenges in December
ECONOMY

Employment Data Signals Ongoing Labor Market Challenges in December

December's employment report shows weaker-than-expected job growth and rising unemployment duration, highlighting persistent labor market issues.

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December Job Growth Stalls with Unemployment at 4.4%
ECONOMY

December Job Growth Stalls with Unemployment at 4.4%

December's job additions were modest at 50,000, while the unemployment rate dropped slightly; however, prior months saw significant downward revisions.

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U.S. Trade Deficit Narrows to $29.4 Billion in October Amid Rising Exports
CRYPTO

U.S. Trade Deficit Narrows to $29.4 Billion in October Amid Rising Exports

The U.S. trade deficit shrank significantly in October, fueled by increased exports and declining imports, indicating shifting market dynamics.

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Initial Unemployment Claims Rise to 208,000 As Four-Week Average Drops
ECONOMY

Initial Unemployment Claims Rise to 208,000 As Four-Week Average Drops

Initial unemployment claims increased to 208,000, while the four-week moving average fell to 211,750, reflecting labor market trends.

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December Home Sales Highlight Trends Amid Historical Lows
MARKETS

December Home Sales Highlight Trends Amid Historical Lows

December housing market data reveals a slight increase in sales year-over-year, even as total sales remain near historic lows.

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Services Sector Expands in December as ISM® Index Reaches 54.4%
ECONOMY

Services Sector Expands in December as ISM® Index Reaches 54.4%

The ISM® Services Index rose to 54.4% in December, signaling robust expansion in the services sector, highlighted by pronounced gains in employment and new orders.

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U.S. Job Openings Dip to 7.1 Million in November, Reflecting Labor Market Stabilization
ECONOMY

U.S. Job Openings Dip to 7.1 Million in November, Reflecting Labor Market Stabilization

Job openings in the U.S. fell to 7.1 million in November, indicating potential stabilization in the labor market amid unchanged hiring rates.

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Mortgage Applications Drop in Early January Despite Rate Declines
BANKING

Mortgage Applications Drop in Early January Despite Rate Declines

Mortgage applications fell 9.7% in early January, reflecting seasonal adjustments and shifts in refinancing, even as rates dropped to 6.25%.

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